$PAYCHECKCA pendingBuy@paycheck
$PAYCHECKCA pendingBuy@paycheck
$PAYCHECKCA pendingBuy@paycheck
$PAYCHECKCA pendingBuy@paycheck
$PAYCHECKCA pendingBuy@paycheck
$PAYCHECKCA pendingBuy@paycheck

Docs

FAQ

Common questions about deposits, clearance, and payouts.

When do I receive crypto?

After the check clears through banking partners and fees are applied — not immediately after OCR.

Can I get SOL instantly?

Not by default. Instant advance is a later product that requires underwriting because returns can still happen.

What if the check is returned?

If crypto was never released, the deposit fails cleanly. Self-custody payouts cannot be clawed back on-chain.

Is Paycheck a bank?

No. Production uses sponsor bank / RDC partners and regulated crypto infrastructure.

USDC or SOL?

Both. Banking settles to USD, converts to USDC internally, then optionally swaps to SOL.

What about duplicate checks?

We combine MICR identity with image similarity to catch altered serials and metadata spoofing.